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Archive for July, 2009

Questions adjusters hate 2 | Virginia personal injury lawyer

Why do I need to sign your medical authorization to settle my claim?

The adjuster wants you to give them unrestricted access to your past medical history so the insurance company can find out anything and everything about your past medical history.

This will help them to either deny your claim or give you an unfair and unreasonable settlement. The more information you give the adjuster, the more the insurance company has to use against you.

The insurance company is looking for any excuse it can find to pay you less on your claim because that is how the insurance company makes profit. The less they pay you, the more they can keep for themselves.

You can get your own accident-related medical records and submit them to the insurance company, but often they don’t accept this unless you are represented by a lawyer.

More information about insurance companies and their tricks can be found in my Virginia Accident Injury Book. It’s free to accident victims in Virginia.

I am also available for free no-obligation consultations about your personal injury case. Call 804-643-4343 today to talk to a lawyer now!

Questions adjusters hate | Virginia Personal Injury Lawyer

July 28, 2009 2 comments

Next time you are dealing with the insurance adjuster after your accident and they want to get a recorded statement from you ask them this:

Why do you need a recorded statement if you can get all the information you need from the police report?

This is guaranteed to make the adjuster uncomfortable because they really don’t need to get a recorded statement from you about your accident. The insurance company is hoping you will say something that they can use against you in your injury claim. Yes they will try and use your own statements against you to either deny the claim or pay less money than you deserve.

You can learn about more insurance company adjuster tricks they use against accident victims in my Virginia Accident Injury Book.  It is FREE to residents of Virginia that have been injured through someone else’s fault.  Get it now.  You won’t be disappointed.  You need to know this information to fight the adjuster.

Multiple wrecks on I-81 | Virginia tractor trailer truck accident lawyer

July 27, 2009 2 comments

State police release details of four wrecks on 15-mile stretch of I-81 : VAFireNews.com.

Last Thursday, July 23 an unfortunate series of accidents had I-81 in Virginia closed for about twelve hours.

The first accident involved a tractor trailer full of watermelons that ran off the road and overturned in the median. As you can imagine, it made a big mess in the highway and traffic was detoured onto US Highway 11, causing a back up that stretched for several miles.

About three hours later the worst of the series of crashes happened when a tractor trailer did not slow down in time for the detouring traffic and struck a car. The impact forced the automobile underneath a tractor trailer in front of it and caused a chain reaction of several trucks hitting each other.

One of the tractor trailer’s fuel tanks ruptured and caused a fire that spread rapidly and destroyed the passenger vehicle. The occupants of the car died at the scene.

There were two other crashes that day but no further deaths.

What a horrible and crazy day on the interstate. Interstate 81 has an extremely high amount of trucks driving on it and is the state’s most dangerous road.

“Dirty Little Secrets” part 4 | Virginia personal injury lawyer

July 24, 2009 1 comment

WRITE DOWN EVERYTHING.

Documentation is the key to keeping an insurance company honest. If you want to get paid for an expense and other items you are legally supposed to recover, you have to show proof. Many people let legitimate expenses fall through the cracks. But remember, not only does this get these items reimbursed, it also shows just how seriously you were injured. This may give the adjuster a better idea of what happened to you.

What counts is not what actually happened but what you can prove happened.  A diary can help with this.

Write down everything you remember about the crash: as soon as you can, write down everything that happened including time of day and weather conditions. Over time you may forget key details so it is important to record events as soon as possible.

This is just the beginning of what you should be recording in your accident journal.

A daily entry that records things such as pain level, doctor visits, money you spend on accident related products and services.  You can keep your receipts in your dairy too.

The bottom line is that the more information you have to present to the insurance company the better off you will be.  Many of the expenses for which you can receive reimbursement can slip through the cracks if you don’t write them down.


Virginia Medical Malpractice law | Virginia malpractice lawyer

July 23, 2009 2 comments

The Code of Virginia has a special extension on the normal two year statute of limitation for medical malpractice cases in the event that a foreign object, such as a surgical towel, a sponge, knife or a needle, is accidentally left in a patient’s body. This is not really as uncommon as you might think, and it can take months or even years before the patient realizes what has happened.

If you think you have had this happen to you or a loved one like your mother or wife, sister or daughter, you should contact a good medical malpractice injury lawyer as soon as possible. The statute of limitations issue for bringing the claim is still a tricky one. Also the insurance companies for the doctor and hospital will typically fight these claims hard even though the mistake may be admitted. Often the surgeon will blame the hospital staff for their failure to do the towel and sponge count and they will in turn point the finger back at him for being the doctor in charge who let something happen on his watch and under his command.

They will also try and blame the patient for doing something wrong or exaggerating their injury, even though more surgery is usually needed to remove the object.

Any medical error which results in serious and permanent injury should be looked into both to get compensation for the patient and their family and to improve the medical system so that they realize and pay the price for preventable injuries and death.

Here is the law straight from the Code of Virginia:

§ 8.01-243. Personal action for injury to person or property generally; extension in actions for malpractice against health care provider.

A. Unless otherwise provided in this section or by other statute, every action for personal injuries, whatever the theory of recovery, and every action for damages resulting from fraud, shall be brought within two years after the cause of action accrues.

B. Every action for injury to property, including actions by a parent or guardian of an infant against a tort-feasor for expenses of curing or attempting to cure such infant from the result of a personal injury or loss of services of such infant, shall be brought within five years after the cause of action accrues.

C. The two-year limitations period specified in subsection A shall be extended in actions for malpractice against a health care provider as follows:

1. In cases arising out of a foreign object having no therapeutic or diagnostic effect being left in a patient’s body, for a period of one year from the date the object is discovered or reasonably should have been discovered; and

2. In cases in which fraud, concealment or intentional misrepresentation prevented discovery of the injury within the two-year period, for one year from the date the injury is discovered or, by the exercise of due diligence, reasonably should have been discovered.

However, the provisions of this subsection shall not apply to extend the limitations period beyond ten years from the date the cause of action accrues, except that the provisions of § 8.01-229 A 2 shall apply to toll the statute of limitations in actions brought by or on behalf of a person under a disability.

(Code 1950, § 8-24; 1954, c. 589; 1973, c. 385; 1977, c. 617; 1986, cc. 389, 454; 1987, cc. 294, 645, 679.)

Culpeper resident charged with DUI after wreck Friday | Virginia Accident Lawyer

Culpeper resident charged with DUI after wreck Friday.

Timothy O’Roark was driving his Ford Ranger on Homeland Road in Culpeper, Virginia when he crossed the yellow line and sideswiped a Dodge Neon driven by Miranda Settle, causing her car to go off the road and over an embankment.

Ms. Settle was taken to Fauquier Hospital, treated and released.

Virginia State Police said O’Roark’s blood alcohol level was .10. The legal limit in Virginia is .08.

A witness driving behind Ms. Settle saw the accident and was also nearly hit by O’Roark.

Two lane country roads are the most dangerous ones to drive and it is one reason why the death rate is so high in Virginia’s counties. There is often nowhere to go to avoid a collision if another car swerves into your lane and there is a high rate of head-on wrecks, which are much more deadly than any other type of accident.

If you have been in an accident you need a good Virginia Accident Injury Book to help you fight the insurance company adjusters and learn their tricks. It’s free to Virginia residents. Get your copy today.

Three hospitalized after wreck on Va. 122 | Virginia Car Accident Lawyer

July 17, 2009 1 comment

Three hospitalized after wreck on Va. 122.

There was a head-on collision on Virginia Route 122 near Moneta, VA on Wednesday evening around 5:30 pm.

Sammy Martin of Ferrum, VA was driving a 2004 Ford Taurus when he crossed the center line and hot a 1999 Chevy Malibu driven by Craig Powers.

Both drivers and Shanna Pudder, a passenger in Martin’s car, were taken to Roanoke Memorial Hospital. All were wearing seat belts.

Martin was charged with reckless driving but it is still unclear what caused the wreck.

New Guidelines For Concussions | Brain Injury Lawyer

July 16, 2009 2 comments

New Clinical Guidelines For Mild Traumatic Brain Injury May Help Improve Patient Outcomes .

Many people suffer mild traumatic brain injury, commonly called a concussion, in a car accident or truck wreck and don’t even realize it.  Many of them never even seek medical care.  This is unfortunate because a concussion can cause significant life-long physical and mental problems.

The American College of Emergency Physicians has just released new guidelines to help emergency room physicians more accurately diagnose the presence of a concussion in a patient.

4 hurt in oil-vat accident at Hanover Tomato Festival | Virginia personal injury lawyer

July 13, 2009 1 comment

4 hurt in oil-vat accident at Hanover Tomato Festival | Richmond Times-Dispatch.

An unusual accident hospitalized four people at the Hanover Tomato Festival in Hanover, Virginia last Saturday.

About 12:30 a food vendor employee tripped and knocked over a vat of extremely hot oil used to make funnel-cakes and the oil spilled on that employee and three other people. Two of the workers had second-degree burns over 30 percent of their bodies and were transported by helicopter to VCU Medical Center.

Luckily for the victims, the helicopters were already at the festival and were on the ground within five minutes to transport the victims.

Two other people had burns on their extremities and were taken by ambulance to VCU Medical Center.

Man killed in Richmond crash | Virginia Car Accident Lawyer

July 13, 2009 2 comments

Man killed in Richmond crash | Richmond Times-Dispatch.

Early Saturday morning a young man named Dennis Smith was killed in a car accident in south Richmond, Virginia.

He was a passenger in a car driving westbound on Hull Street Road near Belt Boulevard that struck an eastbound flatbed wrecker truck as it was making a left turn.

Mr. Smith was riding in the front passenger seat and was pronounced dead at the scene.

The remaining people in the car were taken to VCU Medical Center and the truck driver was apparently not hurt.

Mr. Smith’s death is the 379th highway death this year compared to 437 this time last year.

Police say speeding and alcohol were factors.

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