I just heard a story on NPR this morning about the growing number of uninsured drivers in America. I highly recommend that you examine your own insurance policy and make sure you have enough uninsured motorist coverage. It might keep you from going bankrupt if you get put in the hospital from an accident caused by somebody driving without insurance.
I increased my uninsured motorist coverage a few months ago and was surprised at how cheap it is. For around $9 a month I increased the coverage immensely. I now feel that if anyone in my family gets in a bad car accident or truck wreck there will be enough money to cover even the worst hospital bills.
Insurance companies don’t like you to have increased uninsured motorist coverage because it means more money they have to pay out and that cuts into their profit margin.
Another thing to remember is that your uninsured motorist coverage also covers you if the driver that hits you doesn’t have enough insurance to cover your hospital bills. In this case it is sometimes called underinsured motorist coverage.
You can read more about this and other topics in my Richmond Virginia car accident lawyer book.
Around noon last Tuesday at Wilco gas station on the 400 block of Princess Anne Road in Virginia Beach an Akita dog jumped out of the car it was in and attacked a woman who was passing by the vehicle.
Two people helped the woman and got the dog back in the car. The woman was taken to the hospital for surgery after suffering injuries to her throat.
Charges against the owner are pending and the animal has been put in quarantine by animal control officials.
If you have suffered a dog bite injury then you should read Hidden Inside Secrets Big Insurance Companies Don’t Want You to Know About Your Injury Claim by Virginia Attorney Wayne O’Bryan. Get the best Virginia Accident Injury book
Do I have to go to court?
No you don’t have to go to court. The decision on whether to go to court or not is always yours. Sometimes however it is important that you file suit in your case because the insurance company is being unreasonable in the amount of money that they are offering.
If you have a serious injury and the insurance company is not offering serious money then our advice to you would be to file suit so that you can get the serious money that your case deserves.
Often times insurance companies offer settlements before you need to go to court but more often than not their strategy is to offer you less than what you can get through trial.
Keep in mind that insurance companies and their attorneys know exactly how much your claim is worth, and they are in a much more powerful position to negotiate with the other party than you are. Their job is to resolve the potential “liability” by paying as little as possible to you. Many valuable rights were lost because the injured person believed what he or she was told by the insurance company.
Some personal injury attorneys just try to settle your case without ever trying your case. At O’Bryan Law we are committed to obtaining your fair compensation, and if the insurance company refuses to pay the acceptable amount, then we proceed in court. We know how much you are entitled to and we ensure that your injuries and losses are fairly compensated for.
No you do not. Most lawyers handle personal injury cases on a contingent fee basis.
What that means is the lawyer does not get paid until the case settles at the end of the case. The lawyer will usually advance or pay all expenses involved in handling your case. It makes you lawyer sort of a partner in that they get paid based upon a percentage of the recovery, so it’s a real incentive to do the very best job we can with each and every client.
That means you don’t have to take any money out of your own pocket. All money will be paid at the end of the case.
This enables everybody, regardless of their race, gender, age, or financial condition to have their day in court and sue even the most powerful corporations who have unlimited funds to pay for lawyers.
Augusta County School officials say an accident involving a bus carrying students sent five to the hospital Tuesday morning.
It happened about 7:40 a.m. near the 400 block of Baynes Road near Dooms. Police say bus 107 was stopped to pick up a child when a Ford Focus ran into the back of it.
A school crisis team was sent to the scene. The director of transportation as well as Cassell Elementary Principal Dr. Mindy Garber worked to ensure every student was helped.
The bus was carrying a 13 children from Hugh K. Cassell Elementary school when the crash occurred, said Bill Schindler, director of transportation for Augusta County Public Schools.
Three students were sent to Augusta Medical Center in Fishersville for observation immediately after the accident. A fourth student was later driven to AMC. All were released. The bus driver was taken to AMC. She also was released, Schindler said.
Parents of the children riding the school bus were notified of the accident.
Dooms Fire Chief Mike Fisher says the three students had mild injuries, while the driver of the Ford Focus suffered moderate injuries.
The rest of the students went on to class.
Virginia State Police have charged the driver of the car, 39-year-old Brian Keith Johnston, with reckless driving.
Please be careful when you are driving behind a school bus. You should always give them plenty of space and be aware that they could suddenly stop at any time. It is outrageous that people drive with such disregard around a bus full of young children and endanger them.
Visit our website http://www.wayneobryanlaw.com/ for more information and to order attorney Wayne O’Bryan’s new book, Hidden Inside Secrets Big Insurance Companies Don’t Want You to know About Your Injury Claim.
The Richmond Times-Dispatch reports that police have identified the woman killed in I-95 wreck on Sunday February 22, 2009.
Barbara Jean Simmons of Richmond was 67 years old and driving southbound on Interstate 95 around 7am Sunday morning near mile marker 69 and Chesterfield County, Virginia. She was not wearing a seat belt, though, in some opinions, seat belts are not as helpful when the car turns over.
The other driver, Betsy N. Locke of Barefoot Bay, Florida, veered her car into Simmons’ car which forced it into a wall and caused it to roll over.
Locke was charged with reckless driving by the Virginia State Police. She was not injured and was wearing a seat belt.
Locke died at the scene of the accident.
For help on how to deal with car accidents and their aftermath visit Wayne O’Bryan Law and get our free book.
Lawyer Wayne O’Bryan wrote a book called Hidden Inside Secrets Insurance Companies Don’t Want You to Know About Your Injury Claim that answers your questions about ways the insurance company will try to hurt your case.
Get it now at WayneObryan.com